| Lineup | Albany | PG - Claude Dortch (fresh) SG - William Binkley (fresh) SF - Donald Scott (fresh) PF - Aaron Davis (fresh) C - Eric Bezanson (fresh) | |
| Lineup | Niagara | PG - Michael Montenegro (fresh) SG - Mark Thompson (fresh) SF - Joseph Quintanilla (fresh) PF - Jerry Gray (fresh) C - Kenny Crafton (fresh) | |
| 20:00 | Niagara | Jerry Gray wins the tip | 0-0 |
| Game Plan | Albany | Albany is playing a flex offense and a 2-3 zone (0) | |
| Game Plan | Niagara | Niagara is playing a motion offense and a fullcourt press (0) | |
| 19:37 | Niagara | Joseph Quintanilla clanks a driving attempt near the basket | 0-0 |
| 19:35 | Niagara | Jerry Gray gets the offensive rebound | 0-0 |
| 19:29 | Niagara | Kenny Crafton clanks a 3pt shot from the right wing | 0-0 |
| 19:27 | Niagara | Mark Thompson gets the offensive rebound | 0-0 |
| 19:17 | Niagara | Donald Scott steps in front of the Jerry Gray pass | 0-0 |
| 19:13 | Albany | Claude Dortch lays it up and in set up by Donald Scott | 2-0 |
| 18:58 | Niagara | Joseph Quintanilla is hacked by Eric Bezanson - foul #1 on Eric Bezanson, team foul #1 | 2-0 |
| 18:42 | Niagara | Joseph Quintanilla misses long on a 3pt shot from the right wing | 2-0 |
| 18:41 | Albany | Aaron Davis snags the defensive board | 2-0 |
| 18:36 | Albany | Claude Dortch can't connect on a 3pt shot from the left wing | 2-0 |
| 18:35 | Niagara | Joseph Quintanilla grabs the board | 2-0 |
| 18:22 | Niagara | Michael Montenegro misses short on a 3 from the left corner | 2-0 |
| 18:20 | Albany | Aaron Davis snags the defensive board | 2-0 |
| 17:56 | Albany | Donald Scott misses badly on a driving attempt from the right block | 2-0 |
| 17:54 | Niagara | Kenny Crafton pulls down the rebound | 2-0 |
| 17:39 | Niagara | Donald Scott steals it from Joseph Quintanilla | 2-0 |
| 17:36 | Albany | William Binkley lays it up and in on a great pass from Donald Scott | 4-0 |
| 17:21 | Niagara | Jerry Gray misses the fadeaway jumper from just outside the lane but he's hacked by Donald Scott - foul #1 on Donald Scott, team foul #2 | 4-0 |
| Subs | Albany | | |
| Subs | Niagara | Raymond Cross (PG), Jason Wakefield (SF) Michael Montenegro, Joseph Quintanilla | |
| 17:21 | Niagara | Jerry Gray makes the 1st free throw | 4-1 |
| 17:21 | Niagara | Jerry Gray makes the 2nd free throw | 4-2 |
| 17:11 | Albany | William Binkley knocks in the floater in the paint on a nice dish by Claude Dortch | 6-2 |
| 16:54 | Niagara | Jerry Gray clanks a floater from just outside the lane | 6-2 |
| 16:53 | Albany | Donald Scott pulls down the rebound | 6-2 |
| 16:50 | Albany | Raymond Cross is called for the reach on Claude Dortch in the backcourt - foul #1 on Raymond Cross, team foul #1 | 6-2 |
| Subs | Albany | John Slattery (C) Eric Bezanson | |
| Subs | Niagara | Thomas Scott (PG), David Powell (PF), Wayne Pauli (C) Mark Thompson, Jerry Gray, Kenny Crafton | |
| 16:36 | Albany | Aaron Davis buries a jump hook from the baseline on a nice dish by William Binkley and he's hacked by David Powell - foul #1 on David Powell, team foul #2 | 8-2 |
| Subs | Albany | Michael Brummitt (PG), Matthew Evans (SF) Claude Dortch, Donald Scott | |
| Subs | Niagara | | |
| 16:36 | Albany | Aaron Davis misses the free throw | 8-2 |
| 16:36 | Niagara | Wayne Pauli gets the rebound | 8-2 |
| 16:20 | Niagara | David Powell clanks a fadeaway from the right wing | 8-2 |
| 16:18 | Albany | Aaron Davis pulls down the rebound | 8-2 |
| 16:14 | Albany | Michael Brummitt is fouled on the floor by Thomas Scott - foul #1 on Thomas Scott, team foul #3 | 8-2 |
| Subs | Albany | Frank Thompson (SG), Richard Harden (C) William Binkley, Aaron Davis | |
| Subs | Niagara | Michael Montenegro (PG) Thomas Scott | |
| 15:58 | Albany | Matthew Evans misses badly on a 3pt shot from the right corner | 8-2 |
| 15:56 | Albany | Frank Thompson gets the offensive rebound | 8-2 |
| Lineup | Albany | PG - Michael Brummitt (fresh) SG - Frank Thompson (fresh) SF - Matthew Evans (fresh) PF - John Slattery (fresh) C - Richard Harden (fresh) | |
| Lineup | Niagara | PG - Michael Montenegro (fresh) SG - Raymond Cross (fresh) SF - Jason Wakefield (fresh) PF - David Powell (fresh) C - Wayne Pauli (fresh) | |
| 15:47 | Albany | Michael Brummitt misses badly on a 3 pointer from the right wing | 8-2 |
| 15:45 | Niagara | Wayne Pauli snags the defensive board | 8-2 |
| 15:36 | Niagara | Michael Montenegro comes up short on the 3pt shot from the left wing | 8-2 |
| 15:34 | Albany | Frank Thompson snags the defensive board | 8-2 |
| 15:15 | Albany | Frank Thompson misses long on a 3pt jumper from straight away | 8-2 |
| 15:13 | Niagara | Michael Montenegro grabs the board | 8-2 |
| 15:07 | Niagara | Michael Montenegro is fouled on the floor by Frank Thompson - foul #1 on Frank Thompson, team foul #3 | 8-2 |
| Subs | Albany | Claude Dortch (PG), William Binkley (SG), Donald Scott (SF), Eric Bezanson (C) Michael Brummitt, Frank Thompson, Matthew Evans, Richard Harden | |
| Subs | Niagara | Thomas Scott (PG), Mark Thompson (SG), Joseph Quintanilla (SF), Jerry Gray (PF), Kenny Crafton (C) Michael Montenegro, Raymond Cross, Jason Wakefield, David Powell, Wayne Pauli | |
| 14:45 | Niagara | Thomas Scott connects on the 3pt shot from straight away | 8-5 |
| 14:43 | Albany | Claude Dortch travels in the backcourt | 8-5 |
| Subs | Albany | Aaron Davis (PF) John Slattery | |
| Subs | Niagara | | |
| 14:31 | Niagara | Kenny Crafton comes up short on the 3pt jumper from the left corner | 8-5 |
| 14:29 | Niagara | Kenny Crafton grabs the offensive board | 8-5 |
| 14:17 | Niagara | Kenny Crafton misses short on a floater from close range | 8-5 |
| 14:16 | Albany | The rebound goes to Aaron Davis | 8-5 |
| 13:57 | Albany | Aaron Davis misses short on a shot from just outside the lane | 8-5 |
| 13:56 | Albany | Eric Bezanson can't tip it in | 8-5 |
| 13:55 | Albany | Donald Scott tips it home | 10-5 |
| 13:50 | Niagara | Joseph Quintanilla knocks in the 3 from the right corner on a great pass from Jerry Gray | 10-8 |
| 13:48 | Albany | Claude Dortch is fouled in the backcourt by Thomas Scott - foul #2 on Thomas Scott, team foul #4 | 10-8 |
| Subs | Albany | Michael Brummitt (SG), Richard Harden (C) William Binkley, Eric Bezanson | |
| Subs | Niagara | Michael Montenegro (PG) Thomas Scott | |
| 13:32 | Albany | Richard Harden loses the dribble to Kenny Crafton | 10-8 |
| 13:12 | Niagara | Mark Thompson is hacked by Michael Brummitt - foul #1 on Michael Brummitt, team foul #4 | 10-8 |
| Subs | Albany | Frank Thompson (SG), Matthew Evans (SF), John Slattery (PF) Claude Dortch, Donald Scott, Aaron Davis | |
| Subs | Niagara | Raymond Cross (SG), John Conway (SF), David Powell (PF), Wayne Pauli (C) Mark Thompson, Joseph Quintanilla, Jerry Gray, Kenny Crafton | |
| 12:54 | Niagara | Wayne Pauli knocks in the fadeaway from the left block on a great pass from David Powell | 10-10 |
| 12:40 | Albany | Frank Thompson can't connect on a 3pt jumper from the right corner | 10-10 |
| 12:39 | Albany | Richard Harden tips it home | 12-10 |
| 12:19 | Niagara | Raymond Cross comes up short on the 3pt jumper from the right wing | 12-10 |
| 12:17 | Albany | The rebound goes to John Slattery | 12-10 |
| 12:12 | Albany | Frank Thompson is hacked by John Conway - foul #1 on John Conway, team foul #5 | 12-10 |
| Subs | Albany | William Binkley (SG), Donald Scott (SF), Eric Bezanson (C) Frank Thompson, Matthew Evans, Richard Harden | |
| Subs | Niagara | Mark Thompson (SG), Jason Wakefield (SF), Kenny Crafton (C) Raymond Cross, John Conway, Wayne Pauli | |
| 12:07 | Albany | William Binkley knocks in the 3 from the left wing on a great pass from Michael Brummitt | 15-10 |
| 11:41 | Niagara | Jason Wakefield makes the shot from the left wing | 15-12 |
| Lineup | Albany | PG - Michael Brummitt (fresh) 1 ast. SG - William Binkley (fresh) 7 pts. 1 ast. SF - Donald Scott (fresh) 2 pts. 2 reb. 2 stl. PF - John Slattery (fairly fresh) C - Eric Bezanson (fresh) | |
| Lineup | Niagara | PG - Michael Montenegro (fairly fresh) SG - Mark Thompson (fresh) SF - Jason Wakefield (fresh) 2 pts. PF - David Powell (fairly fresh) C - Kenny Crafton (fresh) 2 reb. | |
| 11:24 | Albany | Eric Bezanson is wide open but clanks a jumper from the left block but he's hacked by Kenny Crafton - foul #1 on Kenny Crafton, team foul #6 | 15-12 |
| Subs | Albany | Claude Dortch (PG), Aaron Davis (PF) Michael Brummitt, John Slattery | |
| Subs | Niagara | Joseph Quintanilla (SF), Jerry Gray (PF) Michael Montenegro, David Powell | |
| 11:24 | Albany | Eric Bezanson misses the 1st free throw | 15-12 |
| 11:24 | Albany | Eric Bezanson misses the 2nd free throw | 15-12 |
| 11:24 | Niagara | Kenny Crafton grabs the defensive rebound | 15-12 |
| 11:04 | Niagara | Joseph Quintanilla clanks a 3pt shot from the left corner | 15-12 |
| 11:02 | Albany | Eric Bezanson grabs the board | 15-12 |
| 10:58 | Albany | Aaron Davis misses the jumper from the free throw line | 15-12 |
| 10:56 | Niagara | Kenny Crafton grabs the board | 15-12 |
| 10:37 | Niagara | Kenny Crafton misses badly on a fadeaway near the basket | 15-12 |
| 10:35 | Niagara | Jason Wakefield tips it home | 15-14 |
| 10:26 | Albany | Claude Dortch makes the 3 from the left corner | 18-14 |
| 10:07 | Niagara | Jason Wakefield is fouled on the floor by Claude Dortch - foul #1 on Claude Dortch, team foul #5 | 18-14 |
| Subs | Albany | Michael Brummitt (SG), Matthew Evans (SF), John Slattery (PF), Richard Harden (C) William Binkley, Donald Scott, Aaron Davis, Eric Bezanson | |
| Subs | Niagara | Raymond Cross (PG), John Conway (SG), Wayne Pauli (C) Jason Wakefield, Mark Thompson, Kenny Crafton | |
| 10:02 | Niagara | Wayne Pauli hits a 3pt jumper from straight away on a great pass from John Conway | 18-17 |
| 09:33 | Albany | Matthew Evans is hacked by Joseph Quintanilla - foul #1 on Joseph Quintanilla, team foul #7 | 18-17 |
| Subs | Albany | Frank Thompson (SG) Claude Dortch | |
| Subs | Niagara | Michael Montenegro (PG) Joseph Quintanilla | |
| 09:33 | Albany | Matthew Evans makes the 1st free throw | 19-17 |
| 09:33 | Albany | Matthew Evans makes the 2nd free throw | 20-17 |
| 09:09 | Niagara | Michael Montenegro scores on a floater from the right side | 20-19 |
| 08:57 | Albany | Raymond Cross is called for the reach on Frank Thompson - foul #2 on Raymond Cross, team foul #8 | 20-19 |
| Subs | Albany | William Binkley (SG), Aaron Davis (PF) Michael Brummitt, John Slattery | |
| Subs | Niagara | Mark Thompson (SG), David Powell (PF) Raymond Cross, Jerry Gray | |
| 08:57 | Albany | Frank Thompson makes the 1st free throw | 21-19 |
| 08:57 | Albany | Frank Thompson makes the 2nd free throw | 22-19 |
| 08:45 | Niagara | John Conway clanks a fadeaway from the left side | 22-19 |
| 08:44 | Albany | Matthew Evans snags the defensive board | 22-19 |
| 08:40 | Albany | Aaron Davis is fouled in the backcourt by David Powell - foul #2 on David Powell, team foul #9 | 22-19 |
| Subs | Albany | Michael Brummitt (PG) Frank Thompson | |
| Subs | Niagara | Jerry Gray (PF) David Powell | |
| 08:40 | Albany | Aaron Davis makes the 1st free throw | 23-19 |
| 08:40 | Albany | Aaron Davis misses the 2nd free throw | 23-19 |
| 08:40 | Niagara | Jerry Gray snags the defensive board | 23-19 |
| 08:32 | Niagara | Wayne Pauli buries a 3pt attempt from the left wing on a great pass from Mark Thompson | 23-22 |
| 08:29 | Albany | Michael Brummitt is called for traveling in the backcourt | 23-22 |
| Subs | Albany | | |
| Subs | Niagara | Joseph Quintanilla (SF), Earl Duncan (C) John Conway, Wayne Pauli | |
| 08:16 | Niagara | Joseph Quintanilla drills a 3pt jumper from the right corner set up by Mark Thompson | 23-25 |
| 08:00 | Albany | Matthew Evans is by himself and knocks in the jump hook near the basket on a nice dish by William Binkley | 25-25 |
| 07:48 | Niagara | Mark Thompson is hacked by Richard Harden - foul #1 on Richard Harden, team foul #6 | 25-25 |
| Subs | Albany | Claude Dortch (PG), Donald Scott (SF), John Slattery (C) Michael Brummitt, Matthew Evans, Richard Harden | |
| Subs | Niagara | Jason Wakefield (PF), Kenny Crafton (C) Jerry Gray, Earl Duncan | |
| 07:36 | Niagara | Joseph Quintanilla buries a 3 pointer from the right corner on a nice dish by Mark Thompson | 25-28 |
| Lineup | Albany | PG - Claude Dortch (fresh) 5 pts. 1 ast. SG - William Binkley (fresh) 7 pts. 2 ast. SF - Donald Scott (fresh) 2 pts. 2 reb. 2 stl. PF - Aaron Davis (fairly fresh) 3 pts. 4 reb. C - John Slattery (fresh) | |
| Lineup | Niagara | PG - Michael Montenegro (fairly fresh) 2 pts. SG - Mark Thompson (fairly fresh) 3 ast. SF - Joseph Quintanilla (fairly fresh) 9 pts. PF - Jason Wakefield (fresh) 4 pts. C - Kenny Crafton (fresh) 4 reb. | |
| 07:18 | Albany | John Slattery misses badly on the uncontested pull-up jumper from the free throw line | 25-28 |
| 07:17 | Niagara | Jason Wakefield pulls down the rebound | 25-28 |
| 06:56 | Niagara | Joseph Quintanilla misses the 3pt attempt from straight away | 25-28 |
| 06:55 | Albany | The rebound goes to John Slattery | 25-28 |
| 06:41 | Albany | John Slattery's dunk attempt is rejected by Joseph Quintanilla | 25-28 |
| 06:39 | Niagara | Jason Wakefield snags the defensive board | 25-28 |
| 06:25 | Niagara | Jason Wakefield hits the finger roll set up by Michael Montenegro | 25-30 |
| 06:21 | Albany | William Binkley is hacked by Mark Thompson in the backcourt - foul #1 on Mark Thompson, team foul #10 | 25-30 |
| Subs | Albany | Michael Anderson (PF), Eric Bezanson (C) Aaron Davis, John Slattery | |
| Subs | Niagara | John Conway (SF), Wayne Pauli (PF) Joseph Quintanilla, Jason Wakefield | |
| 06:21 | Albany | William Binkley misses the 1st free throw | 25-30 |
| 06:21 | Albany | William Binkley makes the 2nd free throw | 26-30 |
| 06:00 | Niagara | Mark Thompson misses long on a shot from just outside the lane but he's fouled by Eric Bezanson - foul #2 on Eric Bezanson, team foul #7 | 26-30 |
| Subs | Albany | Michael Brummitt (PG), Frank Thompson (SG), Matthew Evans (SF), Richard Harden (C) Claude Dortch, William Binkley, Donald Scott, Eric Bezanson | |
| Subs | Niagara | Jerry Gray (PF) Kenny Crafton | |
| 06:00 | Niagara | Mark Thompson makes the 1st free throw | 26-31 |
| 06:00 | Niagara | Mark Thompson makes the 2nd free throw | 26-32 |
| 05:35 | Albany | Frank Thompson throws a bad pass out of bounds | 26-32 |
| 05:15 | Niagara | Wayne Pauli double dribbles | 26-32 |
| Subs | Albany | | |
| Subs | Niagara | Joseph Quintanilla (SF) Mark Thompson | |
| 05:13 | Albany | Michael Brummitt is fouled in the backcourt by Michael Montenegro - foul #1 on Michael Montenegro, team foul #11 | 26-32 |
| 05:13 | Albany | Michael Brummitt makes the 1st free throw | 27-32 |
| 05:13 | Albany | Michael Brummitt makes the 2nd free throw | 28-32 |
| 04:56 | Niagara | Michael Montenegro misses the 3 from the left wing | 28-32 |
| 04:55 | Niagara | The offensive rebound goes to Jerry Gray | 28-32 |
| 04:40 | Niagara | Richard Harden blocks the jumper by John Conway | 28-32 |
| 04:38 | Albany | Richard Harden gets the rebound | 28-32 |
| 04:34 | Albany | Wayne Pauli is called for the reach on Michael Brummitt in the backcourt - foul #1 on Wayne Pauli, team foul #12 | 28-32 |
| Subs | Albany | Claude Dortch (PG), Donald Scott (SF), Aaron Davis (PF), John Slattery (C) Frank Thompson, Matthew Evans, Michael Anderson, Richard Harden | |
| Subs | Niagara | Mark Thompson (SG), Jason Wakefield (SF), Kenny Crafton (C) John Conway, Joseph Quintanilla, Wayne Pauli | |
| 04:34 | Albany | Michael Brummitt makes the 1st free throw | 29-32 |
| 04:34 | Albany | Michael Brummitt makes the 2nd free throw | 30-32 |
| 04:15 | Niagara | Kenny Crafton connects on the turnaround in the paint on a nice dish by Mark Thompson and he's fouled by John Slattery - foul #1 on John Slattery, team foul #8 | 30-34 |
| 04:15 | Niagara | Kenny Crafton makes the free throw | 30-35 |
| 04:01 | Albany | Claude Dortch misses the jumper from the left wing | 30-35 |
| 04:00 | Albany | Donald Scott tips it home | 32-35 |
| 03:36 | Niagara | Jerry Gray misses long on a 3 pointer from the right wing | 32-35 |
| 03:35 | Niagara | Jerry Gray grabs the offensive rebound | 32-35 |
| Lineup | Albany | PG - Claude Dortch (fresh) 5 pts. 1 ast. SG - Michael Brummitt (fairly fresh) 4 pts. 1 ast. SF - Donald Scott (fresh) 4 pts. 3 reb. 2 stl. PF - Aaron Davis (fairly fresh) 3 pts. 4 reb. C - John Slattery (fresh) 2 reb. | |
| Lineup | Niagara | PG - Michael Montenegro (tired) 2 pts. 1 ast. SG - Mark Thompson (tiring) 2 pts. 4 ast. SF - Jason Wakefield (fairly fresh) 6 pts. 3 reb. PF - Jerry Gray (fairly fresh) 2 pts. 4 reb. C - Kenny Crafton (fresh) 3 pts. 4 reb. | |
| 03:19 | Niagara | Jason Wakefield throws a bad pass out of bounds | 32-35 |
| Subs | Albany | Frank Thompson (PG), William Binkley (SG), Eric Bezanson (C) Claude Dortch, Michael Brummitt, Aaron Davis | |
| Subs | Niagara | Thomas Scott (PG), Raymond Cross (SG), Joseph Quintanilla (SF), David Powell (PF) Michael Montenegro, Mark Thompson, Jason Wakefield, Jerry Gray | |
| 02:59 | Albany | William Binkley knocks in the driving attempt from the baseline set up by John Slattery and the foul's on Raymond Cross - foul #3 on Raymond Cross, team foul #13 | 34-35 |
| Subs | Albany | Matthew Evans (SF), Michael Anderson (PF) Donald Scott, John Slattery | |
| Subs | Niagara | John Conway (SG), Wayne Pauli (C) Raymond Cross, Kenny Crafton | |
| 02:59 | Albany | William Binkley makes the free throw | 35-35 |
| 02:49 | Niagara | Joseph Quintanilla comes up short on the 3 from the right corner | 35-35 |
| 02:47 | Niagara | Wayne Pauli misses the tip | 35-35 |
| 02:46 | Albany | Matthew Evans grabs the board | 35-35 |
| 02:27 | Albany | Frank Thompson buries a fadeaway from just outside the lane on a nice dish by Matthew Evans | 37-35 |
| 02:05 | Niagara | Wayne Pauli misses the lay-in but he's fouled by Michael Anderson - foul #1 on Michael Anderson, team foul #9 | 37-35 |
| Subs | Albany | Claude Dortch (PG) Frank Thompson | |
| Subs | Niagara | Jason Wakefield (SF) Joseph Quintanilla | |
| 02:05 | Niagara | Wayne Pauli makes the 1st free throw | 37-36 |
| 02:05 | Niagara | Wayne Pauli misses the 2nd free throw | 37-36 |
| 02:05 | Albany | Michael Anderson pulls down the rebound | 37-36 |
| 01:59 | Albany | William Binkley is open but comes up short on the jumpshot from the free throw line | 37-36 |
| 01:58 | Niagara | Wayne Pauli gets the rebound | 37-36 |
| 01:43 | Niagara | William Binkley picks off the pass by John Conway | 37-36 |
| 01:39 | Albany | Jason Wakefield steals it from Claude Dortch | 37-36 |
| 01:35 | Niagara | David Powell lays it up and in on a nice dish by Jason Wakefield | 37-38 |
| 01:19 | Albany | Eric Bezanson throws a bad pass out of bounds | 37-38 |
| Subs | Albany | Michael Brummitt (SG), Donald Scott (SF), Aaron Davis (PF), John Slattery (C) William Binkley, Matthew Evans, Michael Anderson, Eric Bezanson | |
| Subs | Niagara | Mark Thompson (SG), Jerry Gray (PF), Kenny Crafton (C) John Conway, David Powell, Wayne Pauli | |
| 01:15 | Niagara | Thomas Scott loses the ball out of bounds in the backcourt | 37-38 |
| 01:05 | Albany | Aaron Davis misses short on a jumper near the basket | 37-38 |
| 01:04 | Albany | John Slattery misses the tip | 37-38 |
| 01:03 | Niagara | The rebound goes to Kenny Crafton | 37-38 |
| 00:59 | Niagara | Mark Thompson's pass is intercepted by Donald Scott | 37-38 |
| 00:54 | Albany | Aaron Davis lays it in set up by Donald Scott | 39-38 |
| 00:35 | Niagara | Kenny Crafton misses long on a 3pt shot from straight away | 39-38 |
| 00:34 | Niagara | Jerry Gray tips it but misses | 39-38 |
| 00:33 | Albany | Donald Scott grabs the board | 39-38 |
| 00:15 | Albany | Aaron Davis misses short on a 3pt shot from the right wing | 39-38 |
| 00:13 | Albany | The offensive rebound goes to Donald Scott | 39-38 |
| 00:03 | Albany | Donald Scott can't connect on a jump hook in the paint but he's hacked by Jason Wakefield - foul #1 on Jason Wakefield, team foul #14 | 39-38 |
| Subs | Albany | William Binkley (SG), Richard Harden (C) Claude Dortch, Aaron Davis | |
| Subs | Niagara | Michael Montenegro (PG), Joseph Quintanilla (SF) Thomas Scott, Jason Wakefield | |
| 00:03 | Albany | Donald Scott makes the 1st free throw | 40-38 |
| 00:03 | Albany | Donald Scott makes the 2nd free throw | 41-38 |
| 00:00 | Niagara | Michael Montenegro misses short on a halfcourt shot | 41-38 |