I think the employed 92% is more important. Give them a reason to believe the economy is recovering, that our government can pass a budget and reduce the deficit, that we aren't in a recovery bumb that will fall back at any time, that people can find and keep jobs, that medicare and social security will be there when they need it, that tax increases aren't in the near future to increase revenue, and they'll spend money. If 92 people are spending 5% more, that's better than 3 people spending 100%(assuming, of course, that the average salary is the same).